Welcome! We’re here to help you find the right life insurance for your needs. Before obtaining quotes for term or universal life insurance, please review these terms and conditions:

  • Estimated Quotes: Quotes generated are estimates based on the information you provide. Your actual rates may differ depending on factors like health, lifestyle, and chosen coverage details.
  • No Coverage Guarantee: Getting a quote doesn’t guarantee approval. The final decision rests with the insurance carrier based on their underwriting guidelines.
  • Eligibility Requirements: There are eligibility requirements for life insurance, such as age and residency.
  • Accurate Information: Provide truthful and complete information for accurate quotes.
  • Third-Party Services: We may use third-party providers for quotes. Their privacy policies and terms may apply.
  • Quote Confidentiality: Information you provide and quotes generated may not be confidential. We may share it with insurance carriers and service providers involved in the quote process.
  • No Solicitation: By using this service, you agree not to hold us liable for any unsolicited marketing messages you may receive from insurance providers.
  • Terms Updates: We reserve the right to update these terms and conditions at any time. Please review them periodically for changes.
  • Contact Us: Have questions? Contact us at timothy@personalfinanceadvisor.net

By using this website to obtain term or universal life insurance quotes, you acknowledge you have read and understood these terms and conditions.